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Archive for January, 2009

A slip up

January 30th, 2009 at 04:02 pm

Well, I was doing very good until I wasn't. I hate to write this down but I actually charged something to my capital one card. I felt so free and I go an charge something to it. Oh, I could kick myself. I charged an mp3 player and am so angry I haven't even taken it out of the box. Its hidden away in one of my drawers. My uncle kept pushing me to get it before it stopped being on sale and I charged it. UUUURRRRRGGGGGG!!!! Well, I promised myself that I'm not even gonna look at it until I pay it off. Stupid choices. I haven't even writen a blog about it because I'm so embarrased. Too bad I can't return it.

the small cost of higher learning

January 17th, 2009 at 04:20 am

I can't remember who suggested to me for buying textbooks but whoever you are, you deserve a cookie! Go ahead, grab yourself one! I am totally addicted to that site now. I even bought myself the movie Hero for a dollar. You know I gotta get my Jet Li on. I loved walking into class and hearing people complaining that they spent 109$ on their textbooks and me in the back saying, 'oh really? I bought my book for 17.50$' LOVE IT!! Especially since some of those college students are snooty booties. One chick went to Rhodes before she came to the U of M and she keeps complaining that at Rhodes they don't teach things this way. Know what, honey? Go back to Rhodes. This is the ghetto. We don't care that much. Others (these two senior citz husband and wife) actually thought they should give the proffesor tips on how to teach the class. Okay, just because your sixty and decided to come back to school doesn't mean you should teach it. Its kinda annoying. You aren't the class's parents. I mean, these are the only annoying older people I have ever had in a class. All the other senior citz I have had in classes have been cool as hell! These people are just obnoxious.

Okay, went on a rant there. Sorry about that. I annoy easily when it comes to class rooms. I don't handle obnoxious students well. Yep, never gonna be a teacher.

Anywho! I just wanted to give a shout out to whoever it was that suggested that site to me. I would actually look up the comment and give the name but I'm really lazy today. Its like, nine degrees outside or something and I have been in bed all day. Ya'll know what that does to a girl. Love ya anyway!

How the xbox 360 saved my life

January 15th, 2009 at 02:40 am

Okay, it really didn't. January fools! But it is saving me tons of money and driving me absolutely crazy at the same time.

For those of you who don't read my posts (for shame!) Cuddly Bear and I pitched in together and bought an xbox360. I bought oblivion and he got a couple more games that involve killing not so defenseless AIs. Now, the great thing about this is, my game is huge! I mean, really freakin' huge. Its like an alternative life, I can do whatever the hell I want from live peacefully in my own house and become friends with my neighbors to run around and kill everything that moves. If you think it sounds like I'm trying to sell you the game, its because I am. Its cool. This is good for me because, since there is so much to explore, it keeps my busy and interested and that keeps me from spending money. Always a good thing. I fork over twenty bucks and I'm so amused I don't go shopping.

The bad thing is I have pretty much bent over and kissed my life away to Bethesda (the makers of the game). I don't feel as bad because my boyfriend has pretty much done the same. We are both Oooooing and AAwwwwwing over our new toy which means we are spending a lot more time together. Like right now he is sitting on my feet playing some 'hack up goblins games'. What? feet get cold....

Oh, and for those telling me to feel better soon I say thank you Smile My arm is still somewhat sore but much much better. I actually have full range of motion now. Oh, and getting the car fixed only ended up costing me 300$. I would have rather not payed it...grumble...but thats a lot less than what I expected to pay. Had to put it on my credit card though which sucks but I'll manage. I hope.

That's Life...and it appears its out to get me

January 13th, 2009 at 04:07 pm

Oh, life. Oh crazy, crazy, need-to-take-your-bipolar-meds life. You are full of suprises.

Yesterday I hadn't seen my friend Rachel in awhile so her and I decided to go grab breakfast at IHOP and go shopping. I had some money on the side to get some clothes because I have this crazy thing about owning nothing but summer clothes. My entire closet is full of sundresses and short sleeves and sexy tops that generally are as thin as some of the starlits in hollywood. Well, I went shopping and ended up with great deals. I mean, I was getting gorgous sweaters for six dollars and I splurged on a baby phat shirt for twenty bucks. You can just smell the tension can't you? I'm never this know its going somewhere. Well, after that I went to the OBGYN to get my depo shot. The lady asked if I wanted it in my hip or arm. I had no idea I could get it in my arm and thought that would be perfect since on my hip its right by the edge of my pants and it bruises it. I had a date so I thought that was the best idea.

Getting ready for my date I realized my arm was hurting so bad it became difficult to move. Lukily that was after I got the sweater on and did my hair. Cuddly Bear always drives so I thought I'd be sweet and drive my car. When we were almost there my car started making this horrible horrible noise. I mean, bad. I had no idea what it was and started to panic praying I could get it in a parking lot somewhere. I managed to do that, thankfully and Cuddly Bear and I looked under the hood pretending we knew something about cars. This nice dude came over and took a look and said that my...what's it called had broken. Some kinda pulley. Levey Pulley? Lever Pulley? Whatever. So we walked to the restraunt, my arm became so sore it was almost impossible to move and my mom drove us home.

I got to bed around tweleve and the firealarm went off at three and everyone had to evacuate the building. Fun times.

Well, Cuddly bear is taking me to firestone today to get it fixed and I'm gonna have to put it on my card because I dunno how much books are. Isn't that great? You get out of debt just to get back in it. One day, I'm gonna get that cheese and I will share it with all of you! We will be the little miceys that one!! I like mice Smile That makes my day better just thinking about them.

Those Wacky Credit Card Companies

January 12th, 2009 at 07:13 pm

Guess who just canceled a credit card?! MmmmeeeeEEEEE!!! I payed off credit one, as I promised myself this month, and called credit one to cancel my card. I got a very nice Indian dude and he asked why I wanted to cancel my card. I politely, since he was so nice, told him that I wanted to be cash only and had too many credit cards and wanted to cancel them. He then proceded to tell me the benefits of keeping the card and I told him thanks but no. He then asked what my reason was for canceling. Polite but dumb.

I am so glad I canceled the card. It like, made me pay 5 bucks every month just to own it. Forget that! They should be paying me for giving them so much money! I am one step closer to getting out of this damn maze and eating that sargento cheese! (reference to previous blog) mmmmm sargento....

Love seeing that zero balance

January 9th, 2009 at 04:42 pm

I love seeing that, you owe 0! Nothing! Nada! Zip!! Its really refreshing. I can't wait to pay off credit one. That's three freakin' credit cards in one month! That's amazing! I mean, whoa! Head explody! I got paid today so that means I have 931.97 in my bank account. Now, I have no idea how much my books are gonna cost me so I'm taking five hundred out just to be on the safe side. It must be a conspiracy that textbooks cost that much. What happened to getting them for free!? After the stupid five hundred that leaves me 431.97.

I have already paid a little to credit one (which I now associate with an angry face) so that means I'm gonna owe them around 300. That leaves 131.97 to get groceries, fuel, birthday presents and survive on until next friday. poo.

Well, I guess all my money did go to one place but I'm really happy about it. I mean, money can totally buy you happiness when it goes to your debt.

Done screaming

January 8th, 2009 at 11:43 pm

Okay, I am so happy right now. I got my money that I have been waiting for. All 2,294.??$ of it. Its totally wicked awesome if I do say so myself. Plus, I get a paycheck tomorrow so boo yah! Okay, so I have paid off capital one, firestone, and I'm about to pay off credit one but they have some stupid crap about charging me ten bucks for paying online and they are sending me my paper bill monday so I'm gonna wait till then. I ain't given them any extra cash, they are going downtown! And they are gonna live there! In a crummy apartment! And a Super named Ed! Yeah! Eat that! Oh, and then I paid back my grandpa, I just need to pick up some envelopes so I can mail it. I also got my, well, our (my boyfriend and I's) xbox 360. He's playing it right now. He looks so cute....awww....My insides are popping out of toasters again.

I also bought some laundry detergent! Ya'll know I'm happy about that! I was down to like one pair of pants, one tee, and a pair of socks (one small, one two sizes too big). Oh, I can't wait to pay off credit one!!! This is so exciting!!! I'm finally giving it to the man! I can't wait to kick him in the groin for conviencing me credit cards were a great idea. Its comin...its comin...

Well, I'm gonna go back to balancing check books and doin' what I do best...whatever that happens to be. Stay fresh ya'll!!!


January 8th, 2009 at 05:50 pm

I got my money in my account!!!!! AAAAHHHHH!!!! I'm gonna pay some bills off!!!! AAAAAAHHHHHH!!!! I'm gonna get an xbox360 with my boyfriend!!!!! AAAAAHHHHHH!!!!!! I'll write more later!!!!!!!!!!!!! AAAAAAAAAAAAHHHHHHHHHHHH!!!!!!!!!!

The anticipation is killing me

January 7th, 2009 at 11:58 pm

Okay, my school decided to torture me today. They send me a happy little e-mail and in happy little font they write 'your refund has been processed. It should be deposited into your account within five buisness days.' or something to that effect. Anywho, what it meant was that it could take up to five buisnessness days..that's what it said!! Okay, ya'll got that? Its just killing me. Darn you higher education!!!

Yep, got debt to pay off...

2,294.64$ any day now.....


January 7th, 2009 at 04:58 pm

Okay, I am not going to spend any money until friday. I have decided this and there is no turning back! Friday is when I get my big paycheck and I need to pay some bills (I hate saying that) and buy a birthday present. I am so only spending ten dollars on that. If she doesn't like it then she can pay all my bills for the month and I'll buy her something super amazing! Why do people get upset over the amount that you spend on them? I mean, you got something, be happy. It makes me wanna put them in a giant wack-a-mole and beat them on the head with that little hammer.

Well, getting back on track, in order to keep myself from spending money, I have basically locked myself in my room and played video games, watched tv, and exercised. My wonderful cuddly bear of a boyfriend is on a retreat so none of him and my friends work more than is healthy. Its all good though. I need to catch up on my lethargism.


January 3rd, 2009 at 10:51 pm

I am so hating budgets right now. I have sixteen dollars and some cents to last me until thursday and I am so annoyed. Its not because I chose only having sixteen dollars...well, technically, I did because I paid two bills but that's beside the point!! I have enough groceries to last me a week if I ration (this is of course made up mainly of ramen noodles. Oh, ramen noodles, how I hate thee.) I just ate my something yummy which was salad with grilled chicken slices but now I'm out of chicken and I'm still hungry.

I know, I know, whine whine whine b*%$# b*%$# b*%$# but I am so craving cornbread right now. Well, poop.

At least I paid my bills. Stupid, the man!


January 3rd, 2009 at 12:35 am

I did so good today! Okay, for those of you good enough to read my blog you know I have been struggling with not spending my money on play pretties. Today I went to Gordman's to make a payment on my account and decided that I would wander around the store a little bit and see what kind of sales they were having. Now, I understand this is sort of like having a steak in front of a starving man or driving a beer truck in front of fraternity guys but I did it anyway. I peeked at the clothes, saw some great buys, even tried on a few but decided no. Mainly because I looked like a beached whale in it. Some girls may pull of the whale look but not me.

I actually went to every part of the store and looked at a whole lot of stuff but ended up not buying anything. Amazeing huh? Everytime I thought I should take advantage of this deal I would remind myself that I don't have the money to take advantage of the deal.

More people should try dealing with their spending that way. Maybe I should sell this advice. I would revolutionize financial advice!

Okay, sarcasm aside, ya'll have a good night and don't spend too much this new year.

Really no point in reading this

January 2nd, 2009 at 04:10 am

I have decided to keep up with random crap I'm spending money on. I mean, I wanna know where all those greenbacks are going cuz it certainly ain't in my pocket! There really isn't any reason for ya'll to read this, its more for my reference and I will be attempting to update it everyday. More categories will probably be added as I spend money on it...why am i even explaining this? Its not worth reading anyway lol!

Food (also includes dates): 197.49
Games: 1.00
Debt: 1638.42
Fuel: 29.41
School (includes textbooks): 37.56
Gifts: 54.32
House Needs: 13.26
Clothes: 100.00
Crafts: 5.92

Amount of days gone without spending 8 day(s).

January isn't correct. I forgot I was doing this and ended up not factoring in a lot of stuff.

Fuel: 15.00
House Needs:

Rock out!!

January 1st, 2009 at 04:45 pm

Its the New Year!!! Now, I have a love/ hate relationship with the new year. I hate it because it never fails that I always write the old year on my dates for the first couple weeks. I love it because it gives me a chance to fix all the screw ups I have acquired in the past year.

My new year's resolutions for this year are the following:

1) Start my 20$ challenge. That means, everytime I burn 1,000 calories, I give myself twenty dollars.

2) Pay off my debt. I hate debt. It seems to love me. I have to break this off. It wouldn't be fair to my boyfriend.

3) Eat something yummy everyday. Living on my own with debt often leaves me eating nothing but ramen and pbj and that's ending today! I won't go blow money on lobster or anything but I can at least search around for yummier cheap food.

4) Don't dance naked with Oprah on the bank of the MS river. (I always like to add something I'll know I'll accomplish)