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off track

February 15th, 2009 at 04:55 pm

Well, not exactly standing where I would like to at this paticular moment in time. I mean, my relationship is wonderful, I'm seeing my family more than I usually do, I'm actually making good grades (pending monday's stats exam) but all my plans for lessening the ole' financial burden has somewhat gone off course. I dunno how it happened but I have once again become addicted to credit cards.

Hello, my name is Missy and I have a spending problem.

Alright, should definately give myself a little credit. Just a teensy bit. I'm not going and saying 'hey, I got thirty dollars left on this one! Lets blow it!' like I was before but I did start putting a bit of money on my newly freed capital one card. Needless to say I'm a weensy but frustrated in myself.

I no longer have any get out of debt plan which seemed to please so many readers, all of whom I love (we should really get together for tea), but on the other hand I do have twenty dollars in my savings which is an account I didn't even have before! excitement!

Well, I now want to end this blog because Bridget Jones's diary: The edge of reason is now on tv and I don't have a very good attention thingy...sperated...doing two time...yeah so.........bye.

5 Responses to “off track”

  1. whitestripe Says:

    well, my advice is that you have to want to get out of debt first before it will really happen. if you want to, then you can focus energy on that. but if there's some part of you that doesn't want to even a little bit then it probably won't work.

  2. North Georgia Gal Says:

    It is an up and down road. You have set backs, but you can't give up! You just have to keep more forward than you do backward!

  3. Jonah Says:

    I used to have a 1FBUSA card. I still do. But I used to too. When I left college, it had $10k worth of debt on it. I worked my ass off and got it paid off. I was going to cancel it, but paying off that debt and keeping it open really helped me build credit. If the CapOne card had an annual fee, canceling it was a good move but otherwise you should have just kept the balance at zero and kept the account open. Closing accounts can hurt your credit. I still use the 1FB card, but pay it off every month, and I dont buy anything except groceries and Metrocards for the subway ($81/mo). I also have a WaMu card, which will become Chase in a few weeks, and I will lose all my perks. So I dont know.

  4. baselle Says:

    Well, everything else is going well. While you feel that you gotten off the wagon, if you have more money in your wallet before payday than you did before ... its a win. Just like in football, sometimes the wins aren't pretty. Time to run the tape a bit and plan for the next game.

  5. CouponAddict Says:

    COMEEEE BACK!!!! No reason to stop the fight just keep trucking!!!

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