<< Back to all Blogs
Login or Create your own free blog
Layout:
Home > off track

off track

February 15th, 2009 at 04:55 pm

Well, not exactly standing where I would like to at this paticular moment in time. I mean, my relationship is wonderful, I'm seeing my family more than I usually do, I'm actually making good grades (pending monday's stats exam) but all my plans for lessening the ole' financial burden has somewhat gone off course. I dunno how it happened but I have once again become addicted to credit cards.

Hello, my name is Missy and I have a spending problem.

Alright, should definately give myself a little credit. Just a teensy bit. I'm not going and saying 'hey, I got thirty dollars left on this one! Lets blow it!' like I was before but I did start putting a bit of money on my newly freed capital one card. Needless to say I'm a weensy but frustrated in myself.

I no longer have any get out of debt plan which seemed to please so many readers, all of whom I love (we should really get together for tea), but on the other hand I do have twenty dollars in my savings which is an account I didn't even have before! excitement!

Well, I now want to end this blog because Bridget Jones's diary: The edge of reason is now on tv and I don't have a very good attention thingy...sperated...doing two things...one time...yeah so.........bye.

Posted in Rantings | 5 Comments »

5 Responses to “off track”

  1. whitestripe Says:
    February 15th, 2009 at 06:47 pm 1234723640
    1234723640

    well, my advice is that you have to want to get out of debt first before it will really happen. if you want to, then you can focus energy on that. but if there's some part of you that doesn't want to even a little bit then it probably won't work.

  2. North Georgia Gal Says:
    February 15th, 2009 at 07:53 pm 1234727584
    1234727584

    It is an up and down road. You have set backs, but you can't give up! You just have to keep more forward than you do backward!

  3. Jonah Says:
    February 16th, 2009 at 12:56 am 1234745808
    1234745808

    I used to have a 1FBUSA card. I still do. But I used to too. When I left college, it had $10k worth of debt on it. I worked my ass off and got it paid off. I was going to cancel it, but paying off that debt and keeping it open really helped me build credit. If the CapOne card had an annual fee, canceling it was a good move but otherwise you should have just kept the balance at zero and kept the account open. Closing accounts can hurt your credit. I still use the 1FB card, but pay it off every month, and I dont buy anything except groceries and Metrocards for the subway ($81/mo). I also have a WaMu card, which will become Chase in a few weeks, and I will lose all my perks. So I dont know.

  4. baselle Says:
    February 16th, 2009 at 06:29 am 1234765756
    1234765756

    Well, everything else is going well. While you feel that you gotten off the wagon, if you have more money in your wallet before payday than you did before ... its a win. Just like in football, sometimes the wins aren't pretty. Time to run the tape a bit and plan for the next game.

  5. CouponAddict Says:
    March 1st, 2009 at 05:04 pm 1235927092
    1235927092

    COMEEEE BACK!!!! No reason to stop the fight just keep trucking!!!

Leave a Reply

(Note: If you were logged in, we could automatically fill in these fields for you.)
*
Will not be published.
   

* Please spell out the number 4.  [ Why? ]

vB Code: You can use these tags: [b] [i] [u] [url] [email]