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slightly overwhelmed

February 5th, 2009 at 06:42 pm

Well, I'm getting that old familiar 'you will never get out of debt' feeling that I'm sure we have all had. I think I get mine way too much for someone with so little debt but its still there. I think I'm feeling this way because I did so good paying things off ahead of time and then got myself into trouble and had to use those cards. None too happy about that but I accept it. That's my only choice afterall. I thought about changing my plan for getting out of debt once again but I've decided against it. True, I wont have much money to blow this month but I don't really need to blow money anyway. Man, its gonna suck these next few months! Alright, time to swallow the big girl pill. I mean, I'm getting tax money back (its only 100 dollars but that's still good, right? At least I'm not paying money.) I know, I know, I don't have a lot of debt nor do these cards have a whole lot on them. Okay, I'll stop my whining and let ya'll get back to your lives. Sometimes you just need to write it all out or suffer explosion. Ya know?

Posted in Rantings | 7 Comments »

7 Responses to “slightly overwhelmed”

  1. kdmoffett25 Says:
    February 5th, 2009 at 07:04 pm 1233860694
    1233860694

    Hey, do what it takes. Keep some fun money, but pay everything on time and work on it. It is a learning process. I am learning it as well, so keep it up. Fall off that horse, and get right back on!

  2. merch Says:
    February 5th, 2009 at 08:01 pm 1233864104
    1233864104

    It's not how much debt you have. It's more of the debt to income ratio. If I have 50k in debt and make 150k, it's a lot different from having 10k in debt and making 20k.

    When I felt this way, I would focus on what I wanted to accomplish 3 months, 6 months, even a year out. This helped me get over the short term sacrifices.

    Good luck!!!

  3. my english castle Says:
    February 5th, 2009 at 08:37 pm 1233866267
    1233866267

    Distract thyself:
    Indulgent bubble baths
    Free magazines at the library
    Piles of novels to read
    Cook and eat something delicious

    Try not to think about money at all.
    Think about free ways to enjoy yourself.

  4. LuxLiving Says:
    February 5th, 2009 at 08:50 pm 1233867020
    1233867020

    I love that you have a nice detailed plan. You CAN do this!!

  5. oceansluver78 Says:
    February 5th, 2009 at 10:45 pm 1233873910
    1233873910

    I understand how you feel, The only thing that keeps me going is knowing that there is always somebody worse off than I am, and to always to be grateful for what I have

  6. whitestripe Says:
    February 6th, 2009 at 06:33 am 1233902013
    1233902013

    whenever i feel like you are, i come here and read other people's blogs. i find it encouraging and it gets my mind off my OWN money problems, and makes me want to encourage other people (like YOU!). realise you have something that other people don't have that are in debt: you have the desire and the determination to get OUT of debt. reading your entries i know how much you hate your debt. use that force and energy to keep you focused Smile

  7. Koppur Says:
    February 6th, 2009 at 03:52 pm 1233935543
    1233935543

    I know exactly how you are feeling. You should remember that you have 2 great things going for you though: You realized the need to pay off debt before it got too out of hand and reached the 10's of thousands, and you are young enough to get it paid off and still build up a great savings. Keep at it sunshine; slowly but surely, it will work.

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