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Stompin' Snakes

December 7th, 2008 at 04:48 am

Sorry I haven't written in two days. I do occasionally have things to do (and these are happy occasions) and today happened to be my boyfriend and I's one year. Yayness! We have been going around for a whole year celebrating 'month-aversaries' like little grade-schoolers and we can finally say Anniversary!!! WWWHHHOOOOOTTTT!

One thing did make it sad though....Alabama lost.....*cries*

We technically celebrated it yesterday. He took me to the restaurant we had our 1 month date. I was also broke back then so we celebrated it the same way we did before. Feel free to copy this great date idea. We went to a dollar store and had a total of ten dollars (well, 11 including tax) and bought ten gifts for each other. They are totally silly stuff like, I bought him a stuff warthog and a flashlight shaped like a pig, stuff like that. The rules are no one is allowed to see the gifts until we exchange them later. If we see each other on the aisle we have to hide our handbaskets and someone has to sneak off. We also have to explain why we bought the gift, it doesn't have to be serious because the gifts are goofy. My reason was, "everyone should have a stuffed warthog!!" It was fun, I was actually looking forward to that more than the fancy restaurant we ate at. I mean, don't get me wrong...I was really hungry. Today I had to wrok so when I got off we watched the Alabama/Florida game.....*sigh*....then he took me to Bennigens!!! Yay! Two dinners in a row=best boyfriend ever! Oh, and he treats me good. Now you understand why the toaster?

Well, on to financial jargen. I have been getting a lot of advice on how I should try and get rid of my debt. I am, as politely as possible, going to say ppphhhbbbttt! to all of it. I have taken it into account and, in no way am I saying 'pppphhhhbbbttt!' to your advice, just the people who originally came up with it. Like Ramsey or whoever the hell. I mean, yeah, they all work in theory but I'm picking which debt I'm paying and how/when because I am taking into account the amount of money, other than debt payments, I'm gonna have to spend that month to survive. Some months I'm gonna work more than others, some months I have more I have to do for college/work/family that may cost more. Some months I have family birthdays every freakin week of december and I'm beginning to think its a conspiracy!!!!!!!....okay...ummm...Yeah, but you get the idea...It's maddening! Yeah, so that's why I'm paying off my debt the way I am. Screw those 'experts' because what may work perfectly for them may not work for a single mom with four kids, a suddenly divorced retiree, or an exceedingly good looking psychology major at a certain university who only works on the weekends. I mean, you never know. It's my personal opinion that those 'financial experts' are only 'experts' because they don't have a lot of friends and needed to call themselves that so you will think they are cool. Not like us, we are cool. We have friends. I mean, I could be wrong...But I doubt it.

P.s. I still hate monkeys.

3 Responses to “Stompin' Snakes”

  1. Koppur Says:
    1228675327

    I see no problem with that. I always look at those financial "experts" as suggestion that I can start with and then tweak to make work for me. As long as you are happy with your choice and making progress, go for it!

  2. Merch Says:
    1228708192

    What's important is what works for you. Only you know what your true balance between financial goals and other things is.

    Every month, if you do a budget, you should do it from scratch, just for the reasons you stated before.

    You could always set up a separate account or budget item for gifts and save a little each month. That way you have at least some of the money saved up for the month you need to buy the present.

  3. baselle Says:
    1228709609

    So are you going to eventually stomp those snakes, or are the "financial experts" the snake? Big Grin

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