Someone wrote a comment on one of my blogs that here I can get some financial C.P.R. Ha!!! I loves it!! (Inspiration for the title) Whoever you are (I...uh...forgot to check the screen name...sorry about that) you made me smile. ^_^
Okay, since I've been gone I took an exam and ate some not needed chinese food (so high in calories!!) and gave my boyfriend my blog url *gulp* and came up with a blog idea. I have given myself little goals, as you can probably see by the nice little side bar there. I have only made it up for five months (technically four since december is focused on just getting by...that and paying down Victoria's)
Okay, here is my plan. Try to stay with me, now. I pay those credit cards off the month I say I will. I know, I know, its pretty revolutionary as far as plans go but I think its worth a shot. Notice I haven't picked some of the more expensive ones like my car and 1fbusa? Well, that's because right now I still haven't got the hours I want at work and I need to also focus on opening a savings account. That's kind of important. Also this works because Firestone has the most interest on it. It goes up 36$ every month. Total suckage. Yep, it dies first.
Now, I have this happy little section called incentives. This may make some of you frown but there are a couple of things I would like to get on that list before I'm out of debt. Obviously a new car and apartment wouldn't be one of them but a girl needs a reward every now and then. My boyfriend really wants an xbox 360 and, well, so do I, so we decided we would split the cost and get this together. No nay-sayers allowed in the comment section because this is a big step for me. I'm not exactly a commetment friendly girl and this will be the first thing that I have bought together with a boyfriend. This is a big step for me and for us as a relationship so I'm not changing my mind on this one. Now, I plan on going halfsies on this in January but that will be after I give my last check to Firestone.
This may sound totally stoopid to a lot of ya'll but I'm really happy with my decision. I'm not saying I'm gonna get something every month. That would be wasteful of my paychecks!! Besides, I don't really want all that much. Also, I should be getting some money in January because I got some extra scholarships. I'm not sure how much yet but I'm sure it should cover some of my debt.
OOOhhh!! I can't wait!!! I'm paying my debt off! I'm paying my debt off! Come one people, do the happy dance with me!
Ha! I loves it!
December 3rd, 2008 at 10:28 pm
December 4th, 2008 at 07:28 am 1228375685
Re the Xbox: its cheaper than a ring.
December 4th, 2008 at 01:58 pm 1228399114
I agree in the stick and carrot approach. You should look at Dave Ramsey's snowball approach to getting out of debt. It would refocus you financial resources and give you clear goals on what to eliminate next.
I like the idea of using the side bar for goals. Good luck
December 4th, 2008 at 04:25 pm 1228407933
December 4th, 2008 at 06:58 pm 1228417127
January 1st, 2009 at 05:12 pm 1230829966